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Loan Programs


We offer you a wealth of loan programs tailored to your individual needs. To find out more, you can apply now or request a consultation.

Conventional Fixed-Rate

  • Interest rate stays the same over the life of the mortgage
  • Makes budgeting easier and more predictable
  • Terms are available from 10 to 30 years

Conventional Adjustable Rate

  • Initial rate often lower than for fixed-rate mortgages
  • After initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

 

** Government loan programs including  FHA, USDA, VA are available through a third party provider, OwnersChoice Funding.  Please contact us for more information

 

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NMLS #504584 | Federally Insured by NCUA

45 Atlantic Avenue, Oceanside, NY 11572

516-620-8100    |     loans@oceanfinancial.org

 

NMLS #504584 | Federally Insured by NCUA